Insurance
Insuring your home from the elements, malicious or accidental damage is usually a condition of the mortgage lender that provides the finance on your property. Even if this was not the case it makes good financial sense to ensure you can claim for sufficient funds to make repair should disaster strike, such cover is available using a building insurance policy. Many people allow their mortgage lender to suggest the provider of this valuable insurance cover which means that often the premiums they are paying are higher than needed. There are many insurance companys offering good quality insurance at very competitive rates and at Focus Financial we have a panel of providers to choose from, Our clients have saved themselves a considerable amount of money by just seeing if we can beat there current providers renewal. Whilst building insurance is important it is also prudent to protect your belongings this is achieved through Contents insurance, this is cover to protect personal possessions and even though we understand you can not cover the sentimental value of certain items a good quality policy can provide money to replace broken, damaged or stolen or lost items.
Focus Financial Group Limited is an appointed representative of Intrinsic [Financial/ Mortgage] Planning Limited, which is authorised and regulated by the Financial Services Authority.
Intrinsic [Financial/Mortgage] Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference [440703/440718].
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you not keep up repayments on your mortgage.